Claims Information

Early identification and Claims Notification

At a time when legal issues surrounding financial advice professionals are increasing, early identification and notification of a circumstance, claim or potential claim is essential.

If during the period of your policy you receive any complaint, or become aware of any circumstance that may likely give rise to a claim, you should notify your insurer immediately.*

Giving Notice

You must inform your insurer immediately of: any claim made against you, any circumstance of which you become aware that is likely to give rise to a claim or loss covered under one of our policies and any loss, event or occurrence that will be the subject of cover under our policy or may be the subject of an indemnity under this policy.*

Notify insurer of a circumstance or a claim

Legal Helpline

In order to offer support and advice to our clients, we have formed a partnership with a leading professional indemnity law firm, Edesia Law, to establish a legal helpline in respect of business matters with the first one hour consultation free of charge.

Your contact is Damian McPhun. You can speak to him using the details below.

Damian McPhun

Damian McPhun

020 4570 0143

Damian McPhun is a partner at Edesia Law who specialises in defending claims against financial advisers, planning and wealth managers. He was recently one of the lead lawyers in the Keydata litigation against the FSCS. Damian is also hands-on with FOS and regulatory referrals.

If you have an urgent legal query, please call our helpline on

020 4570 0143

* This is to be used as a reference only - for full terms and conditions regarding how to make a notify to your insurer you must refer to your policy documents

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Affiliations and Accreditations

O3 currently work in partnership with a number of industry leading organisations

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